Let me start with a rather important paragraph, with apologies for the jargon. “The Commission concludes the CRA was not a significant factor in subprime lending or the crisis. Many subprime lenders were not subject to the CRA. Research indicates only 6% of high-cost...
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The problem with a special shop for poor people
I remember hearing the visionary co-production pioneer Edgar Cahn talk about the defence of his National Legal Services Programme, the service that helped organisations to sue the government to enforce their rights. He had urged the programme over the years to ask...
The peculiar mismatch in our public services
I get my gas from British Gas. It isn't a perfect solution, and I will be getting £53 of their vast price increase back, I gather. Whoopee. I can't quite get my head around why this tweak works, but it has made me think about the way our services are currently...
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This pamphlet looks at how the UK is unprepared for a new era of crises and disasters. To illuminate the national predicament we look at lessons from recent history, and what we can learn, often from countries in the Global South, about the kind of local planning required and resources needed to be ready for when storms and other disasters strike near where we live.
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